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Business funding in four easy steps
Apply online in minutes
Tell us about your business using our simple online form.
Inhouse check
We approve you based on your business performance. Our soft search does not impact your credit score.
Decision in two days
You’ll get a funding offer in less than 48 hours, if your application is approved.
Receive your funds
Receive the money within 2 days of your offer being funded.
The ethical business funding alternative
We believe small business owners should be supported as they grow firms that serve the wider community. Small businesses are the powerhouse of the UK economy. They provide jobs, give financial security and deliver valuable services. Our alternative business funding solution is funded through value-based investment, to ensure a positive contribution to communities and the world.
What is alternative business funding?
Growing your business faster means you need more working capital. A traditional loan may seem the obvious answer, but many different options are now available for business owners. These alternative business funding products can often be arranged quickly, many are unsecured, and they can be extremely flexible.
Our business funding alternative is helping many firms get the finance they need, in a way that aligns with their ethics and values.
Benefits of alternative business funding
Access funding of between £25,000 and £200,000 for working capital purposes. Fast, flexible alternative business finance, typically available within seven working days of application approval.
How alternative business funding helps you
Competitive, unsecured and interest-free business finance for your business. Access up to £500,000 in just a few days.
Unsecured finance
Because you won't be asked to put up any of your assets as collateral, you get the benefit of the business finance while retaining the flexibility of managing your assets as you see fit.
It's easy to apply
The application process has been stripped back to ensure we ask only for what we absolutely need. You don't want to waste time giving us information that's not immediately relevant.
Get funded fast
The cash will arrive in your account within two days of your offer being fully funded. We've eliminated every hurdle we can, so you have access to the funding faster.
Control stays with you
You can apply for up to £200,000 in business funding for working capital purposes, which gives you considerable control over how you use it. It's your business - you know how best to apply it.
Our alternative business funding is different from an unsecured loan
Our business finance is interest-free
There are no interest payments on our alternative business funding. Instead, we do charge a rate (i.e. profit rate) that’s set in advance and a processing fee, which is agreed with you at the start.
Ethical finance solution
We're committed to providing socially responsible finance for small and medium-sized businesses across the UK. We work with businesses that make a positive contribution to society, in line with our values.
Our customers trust us
How our customers benefit from our alternative business funding BN
It was great working with Qardus for a second time to raise this working capital facility. The additional funding will help support stock control to service the high demand we are currently experiencing. Thank you for making the process from end to end seamless and straightforward, we highly appreciate it.
Shahid Khan, Director, One Dose Limited
Grow with alternative business funding
Make the most of our business finance solutions to help your firm thrive.
Fund your growth plans
With the right business finance in place, it can be easier to expand. Funding protects cashflow and allows investment. It helps you to plan for your business and to make proactive decisions.
Reach into new markets
Exploring new opportunities, such as selling new products or extending the geographical reach of your business, requires investment. Alternative business funding gives you new ways to raise the capital required.
Take on new staff
Your employees are vital to the success of your small business. Having the right people in the right place, at the right time, can make a massive difference. You want the finance to hire the best people.
Secure competitive advantage
Establishing, protecting and growing your share of the market requires ongoing business funding. Alternative finance can give you the funds you need to react quickly to changing market conditions.